Capital Crafter | Strategic Finance Planning & Investment Services

SWP Calculator – Plan Your Withdrawals Smartly

A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount periodically from your investment. Use this calculator to plan withdrawals while preserving your corpus.

Calculate Your SWP Output

Initial Investment (₹)

Monthly Withdrawal (₹)

Expected Annual Return (%)

Duration (Years)

Total Withdrawn

₹0

Balance Left

₹0

Types of SWP Options

Fixed Withdrawal SWP

Withdraw a constant sum periodically from your investment.

Appreciation Withdrawal SWP

Withdraw only the gains earned to preserve the principal amount.

Benefits of SWP

Steady monthly income
Tax-efficient withdrawals
Retain control over capital
Helps in cash flow management

Ideal for retirees
Customizable schedules
Option to stop or adjust anytime
Encourages disciplined withdrawals

Frequently Asked Questions About SWP

What is an SWP?

SWP or Systematic Withdrawal Plan allows you to withdraw a fixed amount from your mutual fund investments at regular intervals.

Is SWP taxable?

Yes, SWP withdrawals are subject to capital gains tax depending on the fund type and holding duration.

Can I change or stop my SWP?

Yes, SWP is flexible. You can modify or stop it anytime based on your financial goals.

Is SWP better than FD?

SWPs offer potentially higher returns than fixed deposits, especially in equity funds, and provide flexibility in withdrawals.

How can we help you?